prest

ROI for insurance agencies and carriers

$653 a month for a full-time employee. unlimited human seats.*

a full-time hire costs $11,011 a month, all overhead in.

$124,297 saved a year on each one

modeled · see the math

* each, three on the annual plan, billed monthly.

Prest0n employees in an insurance agency, brokerage or carrier, modeled: value after fees, the full range and the limits.

in short

the smaller firm the report starts with, in its first year.

every firm

each firm the report models, side by side.

if things go better or worse

what each firm nets in year one if one assumption is off. each line changes one assumption, for the worse and for the better; the last changes two at once.

role by role

one full-time person in each role, every listed task given to Prest0n but the ones kept by hand.

what Prest0n does not do here

Prest0n prepares the work; your people review it and decide.

sources

the public data the report’s wages and task hours rest on.

the modeled return

modeled first-year return for insurance agencies and carriers
firm (modeled)planhours of work a month, once up to speed (modeled)first-year value (modeled)first-year costfirst-year net (modeled)the month the cost is covered (modeled)first-year net if one assumption is off (modeled)
Small independent property-casualty agency (9.5 people, commissions and fees)3 Prest0ns, annual, billed monthly222$135,241$39,469$95,772month 3$18,368 to $194,913
Mid-size commercial brokerage with a benefits team (48 people, 40 modeled, commissions and fees)18 Prest0ns, annual, billed monthly1,013$668,932$135,265$533,667month 1$151,757 to $1,097,166
Carrier or MGA operations unit: commercial underwriting and claims (16 people, salaried)15 Prest0ns, annual, billed monthly471$338,798$109,485$229,313month 2$60,097 to $379,984

modeled estimates from the open ROI report, version 2026-11, prices as of 1 November 2026. returned hours are capacity, not cash; these are modeled, not guaranteed, and not a promise of results.

by role (modeled, one full-time person)

modeled return per role
rolehours returned a month (modeled)net value a month (modeled)share of one Prest0n's month
Claims processor37$2,799195%
Underwriting assistant36$2,703186%
Commercial account manager (incl. placement and claims advocacy)35$3,77995%
Employee-benefits account manager35$4,12439%
Claims adjuster / examiner32$4,38968%
Underwriter (commercial lines)25$3,46572%
Agency accountant (commissions, receivables, premium trust)25$2,40849%
Personal-lines CSR / account manager24$1,96176%
Producer (licensed sales agent)18$2,04329%
Agency principal / owner15$6,31316%

evidence

60 tasks; 46 rest on grade-C (weakest) evidence, 64% of the lead firm's modeled value.

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